Day 174 - Is it possible??

When the hubby and I started this blog we said that we wanted to pay off our debt in 730 days. By looking at the numbers we need to do find a way to bring a lot more money to accomplish this. Is this why we constantly fail?  Is it because we always set unrealistic goals?


Being that today is Day 174; we only have 556 days to go. That means that we need $.20 a second, $12.14 an hour, $291.34 a day or a little over $9,000 a month for debt repayment only. I am starting to become a little discouraged.


For the month of January I have budgeted $1,089.01 for debt repayment, far from the $9,000 we need. It is time to re-evaluate the budget and our goals.

Day 173 - 2010 Goals

Financials Goals:

1. Establish a $1,200 Emergency Fund.
2. Eliminate all credit card and vehicle debt by December 31, 2010.
3. Generate $5,000 of extra income ("sell stuff", teach a college course, surveys, online offers)
4. Eat out no more than 12 times this year. (Got this great idea from SS4BC).
5. No clothes or shoe shopping for the whole year!!

Personal Goals:

1. Pass certification exam by August 31, 2010.
2. Run at least 2 half-marathons.
3. Grow a garden.
4. Bake at least once a month.
5. Become a better blogger. (Post at least once a week).